Money tips & guides, free for El Paso.
Financial education shouldn't be a privilege. These free guides share the kind of guidance many El Paso families never get the chance to receive.
Tax-Time Document Checklist
Everything to gather before you file — for El Paso families and small businesses. Print it, tick the boxes, and bring it to your appointment so filing is calm, not chaotic.
Free tools we trust
Official, free tools Michael points clients to all the time. Each opens in a new tab on a trusted government or federally authorized site.
File your federal taxes — free
If your household income is under the limit, file your federal return online at no cost through IRS Free File.
Check your refund
Track your federal refund and see when to expect it. Updated once a day, straight from the IRS.
Check your paycheck withholding
Make sure the right amount comes out of each paycheck — so you avoid a surprise bill (or a too-big refund) at tax time.
Get your business EIN — free
Starting an LLC? Apply for your federal Employer ID Number online in minutes. It's free directly from the IRS — never pay a third party for it.
Your free credit report
The only federally authorized site for your free credit reports from all three bureaus. Check yours before applying for a loan.
Have a question these don't answer?
Your first 30-minute call is free and there's no pressure. Ask Michael directly, and he'll point you in the right direction.